For Contractors
Stop fronting five-figure jobs while checks sit in limbo.
Restoration, roofing, water, fire — if your cash flow dies waiting on mortgage endorsements, CoPayee fixes it. Turn 60+ days into days.
60+
Days saved per claim on average
$50k+
Average stuck-check value
2 min
To set up a claim in CoPayee
Built for the way restoration actually works.
One upload, full extraction
Snap the check front and back. Our AI reads every payee, the conjunction (AND vs OR), the amount, the claim number, and the property address. No manual data entry.
Wells Fargo, Mr. Cooper, Chase — we know their forms
CoPayee's servicer database has the exact forms, contacts, and processing rules for every major loss-draft department. Generate a packet that matches their requirements on the first try.
E-sign every payee in one flow
Send a secure signing link to the homeowner, co-owner, and any other payees. They endorse from their phone. You get a clean audit trail.
Track every claim in one dashboard
See which claims are inspected, endorsed, released, and disbursed — across your entire team.